Whether you’re starting a family, managing student loans, or planning for long-term wealth transfer, Christine will help you find coverage that fits your goals and budget.
Learn MoreLong-term disability insurance is designed to protect your income, and your career, so you can focus on your health without sacrificing your future.
Learn MoreChristine designs customized strategies that integrate with your overall financial plan, giving you peace of mind that your later years are protected.
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Your Advocate in Navigating Physician Insurance
I’m Christine LaDuca, a national insurance broker specializing in life insurance, long-term disability insurance, and long-term care. For more than a decade, I’ve worked with physicians of every specialty, helping residents, fellows, and attending physicians protect their income, safeguard their families, and prepare for the future.
My deep understanding of the medical profession’s unique financial challenges means I can provide strategic, unbiased guidance tailored to your career stage.
With access to more than 60 A and A+ rated insurance carriers, I’m not tied to any single company. Instead, I work for you, matching your needs with the right insurer and the right policy terms.
Whether you’re looking to lock in your coverage before completing training, review your existing plan, or prepare for the later stages of your career, I provide clarity, transparency, and a straightforward path forward.
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Own-occupation coverage pays benefits if you can’t perform the duties of your specialty, even if you elect to work elsewhere.
It protects your income, covers debt obligations, and safeguards your lifestyle if illness or injury prevents you from working.
Before finishing training to secure lower rates and avoid exclusions.
Typically 60–70% of your income. Christine will tailor it to your needs.
Future Increase, Residual/Partial, Cost of Living Adjustment, and others, depending on your needs.
Yes, and it’s often recommended for stronger protection.
Short-term lasts a few months; long-term can cover you until retirement.
